Flexible Trailer Financing Options

We Make Trailer Financing Easy

Grace Trailer Sales makes it easier to get the trailer you need with flexible financing options for customers in Pittsburg, Mount Pleasant, Gilmer, Winnsboro, Longview, Sulphur Springs, and across Northeast Texas. Whether you are buying a utility trailer, cargo trailer, dump trailer, car hauler, or equipment trailer, our team can help you explore payment options that fit your budget and hauling needs.

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Traditional

Traditional financing is a good fit for qualified buyers who want to purchase a trailer with monthly payments through established lending partners.

Requirements:

Consumer or Commercial
Excellent Credit
Any trailer brand + accessories and equipment.
0% down and Interest rates range from 7.99% -15.99%
*Getting pre-qualified will not harm your credit
Finance up to $25,000

Requirements:

Consumer

2 valid forms of Govt. Issued ID
Social Security #
Credit Score 700+
Established credit history (2+ years)

Commercial

Schedule c: Proof of business formation
All owners (50% +) on application

Requirements:

Requirements:

Any Make/Model - no specific "list" of approved manufacturers, able to consider any make. Unable to provide finance options for units intended for business use.
New or Used units - Aged up to 12 years
POI Waived - Applicants can easily secure an approval without providing income verification. Please note this will depend on the lender issuing the decision.
Virtual Financing - Digital application & electronic signature options available for loan documents. This option makes it easier to sign loan documents & speeds up funding.
Title Department - Assists with titling/registration, taking the headache out of the process.
Easy Approval - Approvals can be secured within the hour, apply today & see what options are available for you.
Credit Risk Modeling - Lenders use total credit risk to issue loan decisions. Subprime credit can be considered.
Competitive Rates - Rates available will be determined based on overall credit risk, payment history, and type of collateral.
Payment History - Able to consider applicants with prior bankruptcy, foreclosure, repossession, etc.
Loan Amounts - $3,500 to $150,000
Terms - 48 to 180 months; terms will vary depending on the lender, collateral, and loan amount after a down payment is considered.
Down Payment - Minimum 10% down payment required. Subject to increase based on credit score, payment history, collateral, and dollar amount of the loan requested.

Requirements:

Commercial

Commercial financing is designed for businesses, contractors, farmers, and fleet buyers who need trailer financing options for work, hauling, equipment, or company use.

Requirements:

Requirements:

Rent To Own

Lease and rent-to-own options are built for customers who need a more flexible path to trailer ownership, including options with easier approvals or no traditional credit check.

Requirements:

Requirements:

Requirements:

New units
Finance repo units
Maximum RTO ($15,000)
New RTO:
- $5,000.00 and under - 12, 24, 36, 48 month terms only with 3% nonrefundable
  security deposit
- $5,001.01 - $8,000.00 - 12, 24, 36, 48 month terms only with 3% nonrefundable
  security deposit
- $8,000.01 - $10,000.00 - 12, 24, 36, 48 month terms only with 7% nonrefundable
  security deposit
- $10,000.01 - $15,000.00 - 12, 24, 36, 48, and 60 month terms only with 7%
  nonrefundable security deposit

Not sure which to choose? Start here.

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Personal Info

First name *

Last name *

Email *

Phone *

Social security number *

* Securely stored in a datavault.

Date of birth *

* Securely stored in a datavault.

Driver's license number

* Securely stored in a datavault.

Driver's license expiration

Add co-applicant?

Co-applicant first name

Co-applicant last name

Co-applicant email

Co-applicant phone

Co-applicant social security number

* Securely stored in a datavault.

Co-applicant date of birth

* Securely stored in a datavault.

Co-applicant driver's license number

* Securely stored in a datavault.

Co-applicant driver's license expiration

Financial Snapshot

Housing Status

Address *

City *

State *

ZIP *

Years at address

Months at address

Housing status

Monthly housing payment

Previous address

Previous city

Previous state

Previous ZIP

Work History

Employment status

Retirement income

Retirement years

Retirement months

Employer name

Employer phone number

Employer address

Employer city

Employer state

Employer ZIP

Job title

Years with employer

Months with employer

Gross monthly income

Other Income

Do you have additional income?

Additional income source(s)

Additional monthly income

Work History

Co-applicant employment status

Co-applicant retirement income

Co-applicant retirement years

Co-applicant retirement months

Co-applicant employer name

Co-applicant employer phone number

Co-applicant employer address

Co-applicant employer city

Co-applicant employer state

Co-applicant employer ZIP

Co-applicant job title

Co-applicant years with employer

Co-applicant months with employer

Co-applicant gross monthly income

Other Income

Co-applicant additional income?

Co-applicant additional income source(s)

Co-applicant additional monthly income

What Are You Financing?

Asset type

Condition

Stock number

Year

Make

Model

VIN

Purchase price

Downpayment amount

Requested loan amount

Review & Submit

By checking this box and submitting this application, you expressly authorize Grace Trailer Sales to obtain a consumer credit report and conduct one or more credit inquiries in connection with this application. You further consent to Grace Trailer Sales sharing this application and related credit information with third-party lenders and financing providers selected by the dealer for the sole purpose of evaluating and obtaining financing offers. Please review our Privacy Policy and Terms & Conditions for more information. *

By continuing, you consent to receive and sign documents electronically in accordance with the ESIGN Act. *

Signature *

By selecting a signature method and clicking Sign & Submit, you agree that the typed or drawn signature you provide is your electronic signature and has the same legal effect as a handwritten signature.

Type signature Draw signature

Full legal name

Flexible Trailer Financing Options

We Make Trailer Financing Easy

Traditional

Requirements:

Requirements:

Requirements:

Requirements:

Commercial

Requirements:

Requirements:

Rent To Own

Requirements:

Requirements:

Requirements:

Not sure which to choose? Start here.

Personal Info

Financial Snapshot

Housing Status

Work History

Other Income

Work History

Other Income

What Are You Financing?

Review & Submit

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