Traditional
Sheffield
- Consumer or Commercial
- Excellent Credit
- Any trailer brand + accessories and equipment.
- 0% down and Interest rates range from 7.99% -15.99%
- *Getting pre-qualified will not harm your credit
- Finance up to $25,000
Requirements:
Consumer
- 2 valid forms of Govt. Issued ID
- Social Security #
- Credit Score 700+
- Established credit history (2+ years)
Commercial
- Schedule c: Proof of business formation
- All owners (50% +) on application
Rocksolid
- Consumer
- Sub-prime to excellent credit
- Any trailer brand + accessories and equipment
- 0-10% down, Interest rates 10.95% - 19.95%
- Finance up to $75,000
Requirements:
-
- Valid Driver’s License
- Valid Social Security #
- Credit Score 570+
- 2-year Credit History
- No Bankruptcy
Trailer Solutions Financial
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Any Make/Model - no specific "list" of approved manufacturers, able to consider any make. Unable to provide finance options for units intended for business use.
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New or Used units - Aged up to 12 years
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POI Waived - Applicants can easily secure an approval without providing income verification. Please note this will depend on the lender issuing the decision.
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Virtual Financing - Digital application & electronic signature options available for loan documents. This option makes it easier to sign loan documents & speeds up funding.
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Title Department - Assists with titling/registration, taking the headache out of the process.
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Easy Approval - Approvals can be secured within the hour, apply today & see what options are available for you.
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Credit Risk Modeling - Lenders use total credit risk to issue loan decisions. Subprime credit can be considered.
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Competitive Rates - Rates available will be determined based on overall credit risk, payment history, and type of collateral.
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Payment History - Able to consider applicants with prior bankruptcy, foreclosure, repossession, etc.
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Loan Amounts - $3,500 to $150,000
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Terms - 48 to 180 months; terms will vary depending on the lender, collateral, and loan amount after a down payment is considered.
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Down Payment - Minimum 10% down payment required. Subject to increase based on credit score, payment history, collateral, and dollar amount of the loan requested.
Synchrony
- Consumer
- Any trailer brand + accessories and equipment
- Sub-prime to Excellent Credit
- Any trailer brand + accessories and equipment.
- 0%-15% Down
- PJ Exclusive Rates Starting at 8.99%
- Standard Rates Starting at 9.99%
- Finance up to $50,000
Requirements:
-
- 1 Valid Govt. Issued ID
- 1 secondary ID (credit /debit card)
- Social Security # or ITIN
- Must be 18 years +
Commercial
JR Capital
- New/Used units
- No money down (2+ years in business)
- Terms (24-72 months)
- Rates starting at 6% for “A” customers
- Financing is done under Business name
- NO PERSONAL
Approvals in 24 hours
Lease Rent to Own
C3 Rentals
- Consumer/Commercial Rent to Own
- Soft credit check.
- Any NEW trailer
- Down payment approximately 15%
- Rates based on term.
- Finance up to $20,000
Requirements:
- 18+
- Valid Driver's license
- Non-expired Vehicle Registration (in applicant's name)
- Proof of Residence (Utility bill - electricity, water, gas, cell phone, etc.)
- Must be dated within the last 60 days.
- No past due balances
Summit
- New/Used units
- Finance repo units
- Maximum RTO ($12,000)
- OTD (15% - 1st payment + deposit)
- No credit checks
- Affordable monthly payments
Hopkins Management Group
- New units
- Finance repo units
- Maximum RTO ($15,000)
- New RTO:
- $5,000.00 and under - 12, 24, 36, 48 month terms only with 3% nonrefundable
security deposit - $5,001.01 - $8,000.00 - 12, 24, 36, 48 month terms only with 3% nonrefundable
security deposit - $8,000.01 - $10,000.00 - 12, 24, 36, 48 month terms only with 7% nonrefundable
security deposit - $10,000.01 - $15,000.00 - 12, 24, 36, 48, and 60 month terms only with 7%
nonrefundable security deposit









